You have several ways to get these agreements:
1- I think online generators whether free or paid are a poor choice on many levels. And the new privacy laws will make almost all of them useless unless major changes are made to them by privacy professional.
2- You can hire an attorney or certified privacy professional who has experience with Internet and privacy laws.
If you buy our attorney-drafted terms and conditions, you will have to add some additional information about your relationship with your users and customers, there is no getting around this. The additional amount of information you will need to add depends on the complexity of your website and business needs. Often, it is worth hiring a professional to help you with this.